Paying off mortgage philosophy
I’m 52 and had planned to pay off mortgage ASAP preferably by 60. I retire likely by 65 but now am considering moving to different house which would require refinancing. I estimate to keep payments at my current level that works in our budget I would have to extent the amortization of new mortgage to 20 years. Is this a wise option… or should I continue to try to be debt free for sure by retirement?