Should I go long on my mortgage or short?
The age-old question. It is a borrower’s paradise. Imagine in the strongest country in the world 10-year bonds only get a 1.7% return! Unbelievable. I would refinance all my business loans, all personal loans. For your investment property go at least as long as the length of time you intend to keep the investment. For your home (if you can sleep at light), stay short with a predetermined goal, that if rates rise (surprisingly, unexpectedly) you will lock in.