Soo many questions. Just note: Trump has multiple objectives: Increase revenue while preaching onshoring. He claims it to be aiming for a non-political base on reciprocity and a fairer trading system worldwide. The goal? You have a universal tariff across the board.

How to  get there: 

1. Read his books. It’s not one round of negotiation it is MULTIPLE ROUNDS.
2. He uses sector-specific surcharges and country-specific duties, often involving multiple rounds of negotiation.
3. Immediate result? Distortion in his own and everyone else’s economy.
4. His goal: Lower dollar, lower taxes, cut regulations, border.
5. It takes time…1 – 4 months. And it will be over. In the meantime tariff talk rules the ‘news’ roost.

It is not a new concept for luxury buyers. Example:

Last week I talked to a friend who lives in a 5 million luxury property. His taxes are $33,000 per year and common area costs are $3,500 a month (likely  going higher).
That’s 5 million invested in and $75,000 a year (rising) ever year.

If he rented the place at $9,000 a month or $108,000 a year and bought cash flow properties elsewhere, this is what it could possibly look like:

Buy 25 x 1-bedroom new condos in Edmonton at $200,000 each (or Florida/elsewhere). They rent at about $2,000 per month.

You buy 25 of them with cash – gross income $50,000 a month. Allow for 8% professional management and 7% extra costs (tax and strata). Net $42,500 times 12 = $510,000 

Work out the difference to now: You pay now $75,000 tax/fees, rent would be $108,000 — $33,000 more in rent payments.

$510,000 income minus $33000 – net income $477,000.

You live in a fine luxury home, no worries about tax and strata increases and pocket close to $40,000 a month. 

Ok, ok, use your pencil and make your own addition to prop taxes and strata fees. 

Or let’s say you had $2 million down payment and took out a $3 million mortgage – now add your monthly payments of $17,400 per month or $208,800 per year!

But I just wanted to demonstrate the point: Here is a fine story on the concept for younger people: howtomoney.com/rentvesting/ or watch my now dated but still valid video “Live your money” youtube.com/watch?v=VGsFRHfrues

I still believe US dollar will regain to be the reserve currency of the world. But UNCERTAINTY on world debt, Trump’s unpredictability, fight with FED Chair – and tariff talk all that has overseas investors spooked and has them take some of their money back to (their) home. Watch the US bond market. As last month: Investor money leaving? If it continues, dollar range bound as in (much?) lower!

I don’t know how you rate the extent to which you have your total investment distributed etc. If anything NEEDS to be sold, the nonessential real estate will be sold first: Recreational, vacant land, building lots, all holding property that don’t cashflow etc. And you are right, real estate, typically is considered a stable asset, but is not immune to shifts and TIMING (OZZIE’s No. 2 principle). Sit back, take pen and paper and evaluate:

REAL ESTATE PORTFOLIO ASSESSMENT ACTION PLAN  (ANAYZE FIRST THEN ACT)

• If caught in a prolonged financial downturn get out of high-risk or underperforming real estate assets.
• Get out of leveraged properties.
• Explore sale with leasebacks to maintain liquidity.
• Explore private real estate capital for diversification and potential tax benefits.​
• Finally: Investigate underperformance, high risk, high debt, high maintenance, volatile markets, leasebacks, tax benefits/pain of sales.

Your aim is to preserve capital, maintain income streams, and position your portfolio for recovery when markets stabilize.

Sell properties that are:

1. Underperforming RE not generating expected rental income or experiencing high vacancy rates.

2. High Maintenance: Properties requiring significant upkeep or renovations, which can be costly during economic downturns.

3. Volatile Markets: Real estate in areas with declining property values or economic instability.​ Sell these assets to free up capital to cover losses elsewhere or to reinvest in more stable opportunities.​ But, remember, you know all your properties, pimples and all.

4. Lots of debt properties (high leverage) can kill you if rental incomes decline or interest rates rise. Selling these assets can reduce financial strain and prevent potential defaults.​ If not too late already (you can’t sell).

5. Analyze strategies with your professional. If you do not want anybody to know you own troubled assets, sell your income properties but lease them back from the buyer. This gets you  immediate capital to keep afloat while allowing continued use of the property, looking good and covering operating costs.

6. If all fails, there is private money. Currently, there is a ton of private capital looking for highly secure real estate assets. Interest rates may be higher than conventional, but beggars….etc.

 This is not a recommendation but rather a discussion on probabilities. No one knows what people in general will do but we can look at what they did in the past. 
If YOU lose a lot of money in a speculation, you often MUST sell good stuff (gold, houses, stocks) that you might otherwise have kept forever. Real estate investors also must reevaluate their portfolios to maintain liquidity and mitigate losses. While big funds, dark pools etc. have lost millions in stock markets, retail investors have been slaughtered. The funds (big boys) have algorithms that are selling or buying on a dime, while you and I are still twiddling our ‘losing’ thumbs. That’s how the DOW and S&P can go up and down 500 points at 12:30 or 3 times in a morning. Retail investors get killed. See below on what one could do:

 It’s funny, I wrote to someone, that I am going into ‘shorts’. Her answer: Yes, its summertime, me too! I’m on youtube.com/@ozziejurockvideo/shorts. Or just jurockvideo – scroll to shorts. Like and subscribe ( I’ll send the latest missives directly to you.)

Not much there, but here goes: 77ozzie1

Look at top item and watch the video. Watch it! No platforms released, but in as much as we believe our oil price affects our currency, thus inflation of hard assets, this is 
CARNEY’ ON PIPELINE: Read article.

He is not an advisor nor do I misquote him! He advises you to do what he does not! In the very good Kobeissi Letter, Mr. Buffet is quoted as saying: “Some people should not own stocks at all because they get too upset with price fluctuations. If you’re going to do dumb things because a stock goes down, you shouldn’t own a stock at all.”  Never listen to what people SAY. Watch what they DO!

OZZIE QUOTED BUFFET CASH HOARDING ($335 BILLION) for several months. Read my Ozbuzz 99 issue of Sept 2024 and every Ozbuzz issue thereafter: QUOTE: “Warren Buffet’s ‘Mr. Buy and Hold forever’ – moved into some $277 billion in cash. Now we find that Micheal Burry sold half of his holdings…”

Also: The Kobeissi’ tweeted: 

• On February 20, JP Morgan CEO Jamie Dimon sold $234 million worth of JPM stock.
• On February 22, Warren Buffett disclosed a record $334 BILLION in cash.
• 30 trading days later, the Nasdaq 100 crashed -24%. How did they know?

Since then, EVERY ‘Magnificent 7’ stock is down at least -25% from its ATH. Nvidia, NVDA, once the largest company, has erased -40% of its value and hedge funds have begun selling aggressively. On one Thursday, hedge funds sold $40 BILLION of stock, the largest sale since 2010.

AGAIN AND AGAIN: Don’t listen to what they say but watch what they DO!!!!

Not talking anything down but worrying about all the outlandish losses of money that is not available for real estate purchases! 

BITCOIN, ETHEREUM, XRP Some notable stuff;
Bitcoin (ATH): $109,026.02 (Jan 2025)
Current Price: $86,025.80 (was $82,300 week before)
Decline from ATH: Approximately 21%​
Ethereum (ATH): $4,721.07
Current Price: $1,625.56 (was 1,451 week before)
Decline from ATH: Approximately 66%
XRP (ATH): $3.84 
Current Price: $2.07 (was 1.81 the week before)
Decline from ATH: Approximately 46%​

Major Point 1: These figures highlight the volatility inherent in the cryptocurrency market, with significant price  fluctuations occurring over relatively short periods.​ Remember: Timing is everything for the big boys: They make/lose millions in an hour. YOU and I are not a big boys!

Major Point 2: As of Easter, Bitcoin is breaking out over $86,000. Watch out for whales and low trading volume. BTW, Ethereum , XRP and others have crashed to such an extent that any increase in value looks exciting. It isn’t!